Representative 49.9% APR
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Buying From Us

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Homebuy make furnishing your home stress free.

Homebuy provides quality household goods under a hire-purchase agreement, providing the option to pay for them over a period of time with paying affordable weekly payments. We have an exclusive range of furniture, home entertainment technologies and top brand kitchen appliances. With no deposit and access to Homebuy’s hire purchase finance solution, you can choose from a selection of products with free delivery and free installation, low weekly repayments and no late fees, helping you to find an affordable way to a better home.

Simply apply online by selecting the product you would like from our great range of the latest furniture and technology.

When you apply for credit from Homebuy, and assuming you make all of the payments due under the hire purchase agreement, you will own the goods at the end of the term of your agreement. Please note that until such time as you have paid all sums due to us, the goods belong to us. However, there are statutory protections in place which means that if you have paid more than half of the monies due to us we cannot just take the goods away.

We are here to help

Our application form is online. It’s simple: select the product(s) you want, enter your personal details and answer our questions about affordability and we will do the rest. All applications are subject to status, affordability and creditworthiness assessments.

In complying with money laundering regulations, we will also have to verify your identity. We will so this at delivery by asking you to provide proof of ID and address.

If at any point you need some help in applying to us, you can call us on 0300 456 2743 or email us at will be happy to help!

Club HB

Once you become a Homebuy customer we will monitor your weekly payments, and if you make your weekly payments on time you, will be eligible to join CLUB HB. This exclusive club entitles you to access certain technology products not otherwise available to anyone other than club HB B members. Call us on 0300 456 2757 to find out more.

Friendly and approachable

So now you know how Homebuy works! We are a friendly and approachable business committed to make a positive contribution to the communities in which we operate by helping our customers create a better home for themselves and their families. We are a responsible lender who believes in long term relationships through the provision of affordable, sustainable funding that allows customers to stay in control of their finances.

So welcome, we hope you like what you have seen and are ready to join our band of happy, satisfied customers. Apply online now, or call us on 0300 456 2743, and let’s help you on your way to brighter living

*All applications are subject to status, affordability and creditworthiness assessments.